Unemployment and Workers Comp

Unemployment Insurance

If your business has at least one employee it may be subject to Unemployment Insurance.

For detailed information visit the Texas Workforce Commission's Website. 

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Workers Compensation

Texas employers, except for public entities, can choose whether or not to provide workers' compensation insurance coverage for their employees. Workers' compensation provides covered employees with income and medical benefits if they are injured on the job or have a work-related injury or illness. Workers' compensation is regulated by the Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC).

Participation in the workers' compensation system in Texas is voluntary for most employers. Employers who choose to have workers' compensation insurance may:

• purchase a workers' compensation insurance policy from a private insurance company;
• self-insure, if the employer can meet the requirements to self-insure under the Texas Workers' Compensation Act (the Act) and is certified through TDI-DWC;
• self -insure through the Texas Department of Insurance with a group of same or similar private employers; or.
• if a governmental entity, purchase a workers' compensation policy from a private insurance company, or self-insure either individually or as a group

With few exceptions, workers' compensation insurance limits the employer's liability for the work-related injury or death sustained by the worker.

Workers Compensation Frequently Asked Questions.